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Update on Bertha

Bertha continues to sell clothing at a mall in the city. She works hard to maintain her business and is always adding better items. So, she is applying for a loan to buy merchandise such as pants, coats, polos, and sweaters to be ready for the coming Christmas season. She thanks Kiva for its support, which helps her strenghten and grow her business. She belongs to the communal bank “SUMAC SONCCO” in Cusco, Perú.
View original language description ↓
La socia es la señora Bertha, ella continúa con su actividad comercial de venta de ropa en un centro comercial de la ciudad. Bertha trabaja duro para mantener su establecimiento comercial y estar implementando siempre con mejores productos, por ello la socia está solicitando el préstamo, para comprar mercadería como pantalones, casacas, polos y chompas y estar lista para la próxima campaña navideña, y por ello está muy agradecida con la ayuda de KIVA, por ayudarla a fortalecer y hacer crecer su actividad económica. La socia pertenece al banco comunal “SUMAC SONCCO”; de la ciudad del Cusco – Perú.

Previous Loan Details

Our partner is Mrs. BERTHA, she is a native of Cusco, she lives in the neighborhood ttio 2-13 in the huanchac district. She is 51 years old, is married with 2 children (28, 24) years old. She alternates her home and commercial activities, she owns a stand located in the Mill II commercial cent... More from Bertha's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Bertha to buy merchandise such as pants, coats, polos, and sweaters.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 5, 2012
Currency Exchange Loss:
Feb 15, 2013