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Flor De Habitas Group
In this Group: Martha , Gregoria , Elia, Reyna , Sipriana , Santuza , Elisa Brigida , Amalia , Maria Florentina, Juana
The “FLOR DE HABITAS” communal bank will begin its third cycle in Pro Mujer as part of the Centro Focal de Panamericana. It is made up of ten female members and is directed by a board of directors of which Martha is the President. The businesses run by the members of the communal bank are varied and include: selling fruit, a butchers, producing sweets, sewing centrepieces, selling cheese, selling skirts and dressmaking, a local shop, selling quinoa juice and making macramé blankets.

The loan which they will receive will benefit the small businesswomen, including Martha who has been in Pro Mujer for two years. She entered the scheme on invitation by a promoter of the institution who went to visit her in her home. She currently has a butchers shop, and she says that she started up the business years ago, learning the trade from her godmother who had the same business.

The loan which she will now receive is to increase her capital (purchase of meat) which she will acquire from a distributor in the city of El Alto and which she will later sell in her shop. This way of working allows her to generate resources with which she can support her family as much as possible. She is married with two children.

When asked what she likes about Pro Mujer, she replied that she likes the meetings with her fellow members.

In the photograph Mrs Santuza's husband who is wearing a white cap and is currently unemployed accompanies the group.
View original language description ↓
La A.C. “FLOR DE HABITAS” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Martha es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de frutas, carnicería, producción de golosinas, costura de centros, venta de queso, venta de faldas y costuras, tienda de barrio, venta de jugo de quinua, macramé de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio tienda de carnicería; cuenta que este negocio lo emprendió hace años aprendiendo hace años aprendiendo el mismo por medio de su madrina que tenía el mismo negocio.

El crédito que ahora sacará es para el aumento de capital (compra de carne) que adquirirá de la distribuidora de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la reunión con las socias.

En la fotografía acompaña al grupo el esposo de la señora Santuza, mismo que se encuentra parado y tienen una gorra blanca

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 122
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Habitas Group's $5,600 loan helped a member to buy meat.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 5, 2012
Currency Exchange Loss:
Jul 17, 2013