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Sheyla María
El Sauce is located 90 km from the department of León. It is a beautiful town surrounded by mountains in bloom and powerful rivers. It is known for having beautiful hard-working and entrepreneurial women, as is the case with Sheyla María, a married woman of 42, who works in her small business.

She began her business 25 years ago. It consists of a little, stocked book and stationery shop, which is well frequented by the population of this town because it is the only one that offers all type of school supplies.

She is applying for this loan to buy cardboard, markers, pencils, folders, play dough, flip charts, shiny art paper, a ream of paper, and books, with the aim of satisfying the demands of her customers, since it is now the season of patriotic festivals for this country, when these materials are much in use.

She is grateful to Kiva and to Ceprodel for the support of these small loans that help to improve the living conditions of many families of scarce resources and without which she would not be able to accomplish many dreams.
View original language description ↓
El Sauce está ubicado a 90 km del departamento de León, es un bello pueblo rodeado de montañas florecidas y ríos caudalosos, se caracteriza por tener hermosas mujeres trabajadoras y emprendedoras, como es el caso de Sheyla María una señora de 42 años, casada, que se dedica al pequeño comercio.

Inició su negocio hace 25 años, el cual consiste en una pequeña y surtida Librería, la cual es muy concurrida por los pobladores de dicho municipio porque es la única que existe donde ofrecen de toda variedad de útiles escolares.

Está solicitando este crédito para compra de cartulinas, marcadores, lapiceros, folder, plastilinas, papelografo, papel lustrillo, resma de papel y libros con el fin de satisfacer la demanda de sus clientes ya que estamos en fiestas patrias en nuestro país donde es muy utilizado estos materiales.

Agradece a KIVA y Ceprodel por el apoyo con estos pequeños créditos que ayudan a mejorar las condiciones de vida de muchas familias de escasos recursos y que sin ello no se pudieran cumplir muchos sueños.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sheyla María to buy cardboard, markers, pencils, folders, play dough, flip charts, shiny art paper, a ream of paper, and books.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 27, 2012
Currency Exchange Loss:
Oct 17, 2013