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Aigul is 44 years old and married with four children. Aigul, as the main income earner for her family, after the dissolution of the Soviet Union began selling shoes at the market, starting virtually from scratch. Thanks to her hard work, Aigul generates about 15,000 som per month, which is the basis to cover the cost of food and household needs for the family. Revenues from her business allowed Aigul to increase her involvement in agriculture, particularly animal husbandry - her flock consists of 15 sheep.

In order to further the development of her business, Aigul turned to Bai-Tushum and Partners for a loan in the amount of 100,000 som (KGS) for the purchase of shoes for the upcoming season – warm shoes, insulated boots and sneakers. Aigul plans to invest income from the loan in further expansion of her business and is planning to send a portion of the proceeds to help build a house for her son.
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Айгул 44 года, замужем, воспитывает 4 детей. Айгул в качестве основного дохода для своей семьи, после распада Союза, начала заниматься продажей обуви на рынке, стартовав практически с нуля. Благодаря упорному труду Айгул, ее деятельность позволяет приносить около 15,000 сом в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Доходы от бизнеса позволили Айгул увеличить деятельность за счет сельского хозяйства, в частности животноводства - ее хозяйство насчитывает 15 овец.
В целях дальнейшего развития своего бизнеса, Айгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп обуви на предстоящий сезон – теплых ботинок, сапог и утепленных тапок. Доходы от кредита Айгул планирует вложить в дальнейшее увеличение своего бизнеса, часть доходов планирует направить в помощь постройки дома для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Aigul to purchase seasonal shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Sep 28, 2012
Currency Exchange Loss:
Jul 21, 2013