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This is 38-year-old Mariama. She is married and has one child aged 15 years. She also has one additional dependent that lives with her. In 1994, Mariama established her textiles business. She began her business to get income in order to sustain her life. Working six days a week and 10 hours a day, she earns about Le 750,000 every month from this business. She would like a loan in the amount of Le 4,500,000.

Mariama requires a loan in order to buy six bails of cotton at Le 700,000, and the remaining Le 300,000 will be used for transportation. She hopes that this loan will enable her to increase her monthly profits by approximately Le 800,000. In the future, Mariama plans to rent a shop and began to sell wholesale. Mariama is honest and hardworking, and she thanks lenders for their support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,339.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Mariama to buy six bails of cotton and help with transportation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 6, 2012
Currency Exchange Loss:
Apr 17, 2013