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Naipa is a widow and mother of four grown children from the Christian village of Fassuta in northern Israel. She has a general store that sells women’s clothing, gift items and household supplies. Over a year ago, Naipa undertook major renovations and expansions for her store. She succeeded in expanding her clientele and is reaching the goals of her original business plan. Naipa needs this loan to increase her stock in order to meet customer demands. After the renovations and success of her business’s expansion, she needs to keep up with demands while strengthening her store. She has significantly improved her business management tactics and skills, and the results have been observed.

Naipa took this loan for cash flow to purchase stock for her store’s expansion. Naipa wants to keep strengthening her store, continue her effective business management and ensure a secure income for her future.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 3.9
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Naipa to purchase stock for her store’s expansion.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 6, 2012
Currency Exchange Loss:
Mar 20, 2014