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Erlinda, age 50, is a resident of Dasmariñas, Cavite, Philippines. She is married to Gilberto, a jeepney operator, and is a mother to her child. She and her husband manage their household while operating the business. At this time she is continually working hard to provide income for their everyday expenses.

Erlinda operates a van rental business. They have 1 van that they offer to be rented for transportation service or for people who need a van for out-of-town service. They provide their services within the city and nearby provinces. Aside from this, she also sells processed meats for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.

To help her continue the operation of her business, she is requesting a loan of 10,000 PHP. She will be utilizing the loan for spare parts and maintenance of her van. She expects a boost in her business income as she expands her business. Erlinda hopes to grow her business and dreams to be able to give her child a good, high-quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, to build social capital, and to repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 333
    View loans »
    Philippines Loans Fundraising
  • $70,752,750
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Erlinda to pay for spare parts and maintenance of their van.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 5, 2012
Currency Exchange Loss:
Jan 15, 2013