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Ushuuda Baco Group
In this Group: Jolie, Kazimir, Astride, Cibangu, Tanga, Mulamba, Mulenda*, Katende, Kabamba, Numbi
* not pictured
Jolie is the leader of the Community Bank named “Ushuuda BACO” which means “Testimony” in English. It is composed of 10 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Jolie has been part of the micro-enterprise world since 2003. He sells construction materials in the city of Lubumbashi. He has acquired solid experience in this area and works hard with good management skills in order to realize his dream of one day opening a hardware shop in his environment. He would also like to achieve financial independence through his business that earns him US$100 per week. He works to the best of his abilities and uses his contacts so that he might achieve his goals.

Jolie is a trustworthy client of the MFI HOPE RDC, having twelve times obtained and correctly repaid loans. He will increase his stock of materials with his next loan by buying iron water pipes, etc., and reselling them at a profit. 32 years old, Jolie is married and the father of a son who is 5 years old. His son goes to school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ushuuda Baco Group's $6,000 loan helped a member to increase his inventory of construction materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 5, 2012
Currency Exchange Loss:
Mar 8, 2013