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Bethsalem Baco Group
In this Group: Léontine, Remy, Kasongo, Suzanne, Fifi, Hortense , Anastasie, Tshibwabwa, Jean N., Martine, Yrène, Margue, Angèle, Jean W., Joseph, Julie, Paul
Bethsalem is a Community Bank of 17 owners of small businesses who selected Léontine as chairwoman. Its members are jointly liable for loans granted by Kiva through the MFI HOPE DRCongo to grow their businesses. They organized themselves by affinity and proximity.

Léontine is 52 years old, married, and the mother of eight children between the ages of 12 and 32. She earns a living by selling chickens in her neighborhood southwest of Lubumbashi. She has a lot of customers. She started her business in 2002 with $150. She has already received eight loans from Microfinance Institution HOPE DRC and has repaid them correctly. Her business brings in a profit of $100 each week.

Léontine is planning with the next loan to purchase more chickens to resell at a profit. Her ambition is to provide more chickens to more than a thousand customers in the medium term.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bethsalem Baco Group's $6,000 loan helped a member to buy more chickens to resell at a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 5, 2012
Currency Exchange Loss:
Apr 2, 2013