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Haruna is 35 years old and lives in the town of Kijura in the Hioma region of Uganda. He is married and has four children with two of them currently in school. For the past 7 years, Haruna has been working hard to manage his small boutique shop which sells clothes.

To help expand his business, Haruna has requested a loan of 2,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy more clothes for resale and will help Haruna to generate greater profits and manage to pay school fees for his children. Haruna hopes that in the future he will be able to expand the business into a wholesale shop.

Haruna is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves microentrepreneurs like Haruna who do not have enough collateral for commercial loans but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 135
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,526.0
    Uganda Shillings (UGX) = $1 USD
A loan of $800 helped Haruna to buy more clothes for resale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 5, 2012
Currency Exchange Loss:
Nov 4, 2012