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Seryozha lives in Malishka village in the Vayots Dzor region with his parents, wife and 2 little sons. Seryozha runs a farm, where he has 3 cows and 11 hens and grows fruit trees. The main source of income is the sales of milk and cheese at the local markets.

Seryozha would like to increase the number of livestock in his farm, for which he needs sufficient investments. With the help of this loan Seryozha will purchase a cow and 2 oxes. This will allow him to gather more income from agriculture, which is vital for him, the main breadwinner, to sustain the family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Seryozha to pay for a cow and 2 oxes.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 8, 2012
Currency Exchange Loss:
Nov 7, 2012