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Armando is married and is the father of five children, three of whom are already adults. He lives in his own home with his family and also supports his grandchildren, who live with him. He is a mason by profession. He will use this loan to buy construction materials (cement, bricks, sand, stone, iron, etc.) to expand his home. In the future, he hopes to finish and to furnish his home. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His challenge is gathering funds little by little to carry out his projects.
View original language description ↓
Casado e pai de 5 filhos, 3 dos quais já maiores de idade, vive na casa própria com a sua família e sustenta seus netos que vivem com ele.
É pedreiro de profissão e com o presente empréstimo pretende comprar material de construção (cimento, blocos, areia, pedra, ferro e outros) para aumentar a sua casa.
No futuro deseja concluir e mobilar a sua casa, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir juntar o fundo aos poucos para poder realizar seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 38
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 28.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Armando to buy construction materials (cement, bricks, sand, stone, iron, etc.) to expand his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Oct 1, 2012
Currency Exchange Loss:
Aug 17, 2013