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Zaruhi lives in Yerevan town with her husabnd, son, and daughter. Zaruhi runs a little booth where she trades women's clothing. She started this business 7 months ago. Now she needs some investments to increase the clothing variety in her booth.

Thus, she has applied for this loan to purchase women's clothing. A larger stock with more variety will help Zaruhi to be competitive in the market and increase sales. Increased business income will help Zaruhi not only to continue investing in the business, but to also cover her family's costs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Zaruhi to pay for women's clothing.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Oct 4, 2012
Currency Exchange Loss:
Nov 3, 2012