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Ms. Rukhsana is a 41-year-old married woman. Her husband’s income is insufficient to cover everyday expenditures, so she is making a great effort to support her family. For five years, she has had a business of home appliance sales. She buys a large variety of products from the market at lower rates and sells them in her community. For the improvement of her business she needs to purchase new machines such as grinders, juicers, etc. to increase her sales.

She contacted the Kashf Foundation business development officer for a loan of PKR 30,000. She has gradually improved her business through the support of the Kashf Foundation. She hopes to earn more income and she desires to utilize the earned revenue on the betterment of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 321
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rukhsana to purchase new machines such as grinders, juicers, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Oct 4, 2012
Currency Exchange Loss:
Aug 18, 2013