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Koern, 60 years old, is a farmer who lives in a rural area of the Kandal Stoeng district of Kandal province, Cambodia. She has seven children. She has been a rice farmer for 30 years. From the current business, she is able to earn approximately 8 USD per day. She saves about 5 USD each day after daily expenses. Low crop yield is the main challenge for her rice-paddy business.

Koern is in her first microloan with Kiva’s partner VisionFund. She is requesting a loan with VisionFund of 500 USD. She is going to use this loan to buy fertilizer for her farmland and to pay for labor costs. She hopes this loan will enable her to improve rice production so she can sell it for a good price, in order to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Koern to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Oct 4, 2012
Currency Exchange Loss:
Jul 17, 2013