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59 years old, Phan is a married mother of nine children, two of whom are dependent on her and still in school. Her family lives in a rural area of the Kandal province’s Kandal Stoeng district of Cambodia. Growing rice is the main source of her family’s income. She has been engaged in this business for fifteen years. The current business earns her around 13 USD per day; she manages to save approximately 4 USD each day after daily expenses.

This is Phan's first microloan with Kiva’s partner VisionFund. She is applying for a loan of 800 USD. With this loan, she is going to buy materials for building a decent house, such as doors, windows, zincs, etc. She hopes this loan will enable her to have a proper house for living in, so she can pay more attention to generating more income for her family and keeping her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 92
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Phan to buy materials for building a decent house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Oct 4, 2012
Currency Exchange Loss:
Feb 15, 2013