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Dy's Group
In this Group: Dy, Kammus
Living in a rural area of the Ou Reang Ov district of Kampong Cham province, Cambodia, Dy is a 27-year-old mother of two daughters. Her daughters are dependent on her and still in school. The main source of the family’s income is from rice farming on a 1.5-hectare area of farmland. Dy has been engaged in this business for several years. She earns about 9,000 KHR per day and manages to save about 4,000 KHR each day after deducting daily expenses. The low price of her crop yield is still her main business challenge.

Dy’s group consists of two members who live in the same village. Both of them are in the first-time microloan program with Kiva’s partner VisionFund. Dy is leading her group to request a loan of 500,000 KHR each. She is going to use her portion to buy fertilizer for her farmland and pay for labor fees. She hopes this loan will help her to improve her productivity so she can sell the rice for a good price and earn a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 4,059.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Dy's Group's $250 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 27, 2012
Oct 4, 2012
Currency Exchange Loss:
Mar 15, 2013