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Karine lives in Jermuk town, Vayots Dzor region, with her husband and 15-year-old son. Karine's husband works at one of Jermuk's schools, while Karine manages the household.

In addition, the couple runs a farm, where they raise cows and lambs, as well as growing fruit trees. Karine has applied for this loan to buy forage for the cattle. This is important for her to keep up the development of the farm and continue gathering a stable agricultural income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Karine to pay for forage to feed the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 4, 2012
Currency Exchange Loss:
Mar 18, 2014