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Nikolin is a 44-year-old man who was remarried after his first wife passed away suddenly, leaving him with three very young children. Now he is expecting another child soon.

Being the only one to bring an income home, it has been very difficult for him, Nikolin claims. “Not only I had to care for my family financially all those years, but lately emotionally too. My kids have been grieving ever since and at times I don’t know what else to do for them to fade away their pain. I find myself lost as well,” he continued saying, wiping away his tears.

When the children’s mother passed away, Nikolin started his livestock business in order to look after them instead of doing a traditional job as he had done up to that time. Since the business has been doing well, and he has been happy with the income, Nikolin now wants to repair the stable. This is why he is requesting a loan this time.

Nikolin remains positive and hopes he will be supported by lenders.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 108.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Nikolin to repair an existing stable.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 3, 2012
Currency Exchange Loss:
Nov 17, 2014