A loan of $1,175 helped a member to buy fertilizer for her farmland.


Nimol's Group's story

Nimol is 24 years old and a citizen in a rural area of the Moung Russey district of Battambang province, Cambodia. She has one daughter who is dependent on her and too young for schooling. To tackle the financial difficulty, Nimol and her husband have done rice-cropping on six hectares of farmland for several years as the main source of their famiily's income. To increase their income, this couple also runs a small grocery store at home. Both businesses have provided her about 20,000 KHR per day. She has saved about 14,000 KHR each day after daily expenses. However, a lack of water supply is still the main challenge for her paddy business.

Nimol’s group consists of five members who live in the same village. She and two of her fellow group members are in their second-cycle microloan, while the remaining two members are first-time borrowers with Kiva’s partner, VisionFund. Nimol feels empowered that she can relieve her family's burden and improve their livelihood after the past loans were paid back with success. Now she is leading her group to seek a loan. Nimol, who is the leader, will use her portion to buy fertilizer for her farmland and split a portion of it to buy more grocery items for reselling. She hopes her crop yield will become more productive and profitable so as to make a better living for her family.

In this group: Nimol, Ny, Pov, Samna, Vy
*not pictured



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