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Tamila is 47 years old. She lives in a small village of the Kareli District with her family: her husband – Vitali, two sons, mother-in-law, and a brother-in-law. According to the government's estimations the family belongs to the vulnerable poor category and they get monthly social assistance. Tamila’s mother-in-law is a pensioner.

The family owns a truck. Vitali, his brother, and his sons take wood from the forest and sell it in their village and nearby villages. The family also runs a small dairy farm with a calf and a milk cow, from which they produce cheese. Part of the milk and cheese are used by the family and the rest is sold locally. They also own a plot of land where they grow various vegetables and fruits. Tamila is especially busy with the plot during spring and summer seasons in order to ensure a good harvest in late summer which they sell at the local open market. She seasonally sells fruits and vegetables at the capital city open market.

Tamila requested a loan to purchase various vegetables and fruits to resell them at the Tbilisi (capital city of Georgia) open market. She has 20 years of experience and the reason to start the business was poor living conditions. She will run her fruits and vegetables trading business and increase the income of the family. Tamila awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Tamila to purchase various vegetables and fruits for resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 3, 2012
Currency Exchange Loss:
Oct 17, 2013