A loan of $425 helped to buy cosmetics, beauty products, fragrance, jewelry and skin care products.

Estela's story

Estela is 62 years old. She is a married woman with one 32 years old son. Her dream is for him to always be prosperous and succesful. She is a merchant, selling products via specialized catalogs. She offers them to a clientele she has established over 5 years. She started this business with the purpose of helping her husband to increase their household income, while he retires as a driver. Her customers are private residents of the area. They order merchandise from her according to the season. She sells on credit and they pay her every two weeks. She pays for her merchandise up front. The products with the biggest rotation are cosmetics, perfume and fantasy articles, among others. Right now, she is applying for a Kiva loan with which she will buy cosmetics, beauty products, fragrance, jewelry and skin care products to respond to her customers. Her immediate goal is to increase her sales and her clientele and in the future obtain a home improvement loan to improve her house and feel much happier.

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Translated from Spanish by Kiva volunteer Ellen Donohue

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