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Freddy Jesus

Update on Freddy Jesus

Jesús, 19, is married and in his second loan cycle at the institution. He is still selling clothing and plans to use the loan to buy apparel for the warm season. The previous loan went to good use buying merchandise.
View original language description ↓
El Sr. Jesús tiene 19 años, es casado, es un cliente que se encuentra en su segunda secuencia dentro de la institución sigue con actividad de venta de ropa, con el dinero del crédito comprara ropa de temporada de calor, le fue muy bien con el anterior crédito que lo utilizo en la compra de mercadería.

Previous Loan Details

Jesús is a new client of the institution who sells clothes. He needs the loan to increase working capital buying seasonal clothes in quantity and also to buy new things for the end of the year. Jesús has his partner; they are young parents of a little boy who is a year and a half. They live in... More from Freddy Jesus's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Freddy Jesus to buy clothing for the warm season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 27, 2012
Currency Exchange Loss:
Oct 17, 2013