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Carmen Elizabeth
Carmen has been working as a seamstress for several years. She also began selling beauty products such as perfumes and creams; and now she has a display case containing bazaar items. One of the difficulties of her house is that the front is not finished. It is currently made of cane which does not give her much nighttime security, so she needs to fix it.

Carmen is divorced from her husband and lives alone with her two children, ages 16 and 11 who are students. With the loan she plans to buy perfumes and bazaar items. One of her goals is to finish her house which does not have a concrete floor. Little by little, she wants to work on it to give her children a better lifestyle.
View original language description ↓
Carmen tiene varios años dedicándose a la costura, tambien comenzó a vender productos de belleza como perfumes, cremas y ahora tiene una vitrina con artículos de bazar. Unas de sus dificultades esta en su casa ya que no está terminada en la parte delantera, porque actualmente es de caña la cual no le da tanta seguridad en las noches y para la cual necesita arreglarla.

Carmen esta separada de su esposo, vive sola con sus 2 hijos de 16 y 11 años estudian en escuela y colegio fiscal. Con el préstamo va a comprar perfumes, articules de bazar. Unas de sus metas es que su casa es mixta y no tiene piso de cemento y poco a poco ir construyendo para que sus hijos puedan vivir mejor.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Carmen Elizabeth to buy perfumes and bazaar items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 26, 2012
Sep 27, 2012
Currency Exchange Loss:
Sep 25, 2013