A loan of $1,125 helped to buy home supplies, beverages, and meats for sale.

Benjamin's story

Benjamin, 52, owns a store where he sells snack food, supplies, soft drinks, and general household items in small amounts that his customers can afford. He and his family, made up of his partner and their 4 children, ages 13 to 25, live in the southwest of the city in a neighborhood that is slowly but surely emerging from the informal economy of its residents, who are mostly independent workers with big dreams of getting ahead through their families' education.

Currently, he needs to stock up his store because what he offers is in more and more demand every day and his inventory can't keep up with that pace due to a lack of the working capital he needs to make his business grow. That's exactly the reason that he's gotten involved with the Fundación Mario Santo Domingo [Kiva field partner] to request a Kiva loan, his first from this organization, with which he will buy home supplies, beverages, and meats in bulk so as to receive discounts and increase his earnings.

At work, Benjamin is busy manning the cash register and attending to his business from Monday to Sunday with few breaks. He makes his purchases on credit and in cash from suppliers that can offer him deals and opportunities to buy items at a discount. His most pressing goals are to make certain repairs to his business, as he's focussed on providing a comfortable environment for his customers when they come in to shop and, ultimately, to have his own home, which is definitely one of his main struggles.

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Translated from Spanish by Kiva volunteer Jacob Bintliff

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