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Gs El Esfuerzo Group
In this Group: Maria Del Carmen, Luis Amado, Justo Lorenzo
María is engaged in commerce, and her main activity is to sell cosmetics, underwear, and new clothes by catalog. She has four years of experience managing her business. She has the support of her husband for the family expenses, because he is engaged in agriculture. María is a hard-working person.

She needs the loan to buy cosmetics, underwear, and new clothes. She has her clientele in the area. She gets ahead thanks to her business, because it's been one of her main sources of income. She gained customers because she has a very special way to serve them. With the support requested, the loan, María will have a better business in order to cover the household expenses and to give a better quality of life to her family. María dreams of owning a better stocked business, so she can have premises, because she is a street peddler in the community where she lives.

She is requesting the support of a loan as a group with Luís, who is engaged in commerce and his main activity is to sell ice cream (cones and Chilly Willy's). He has been selling them as a street peddler in the area for more than nine years. Justo is engaged in commerce, his main activity is the sale of groceries (grocery store), and has two years of experience. He operates the business under the grocery store name "Lucy".

Danli El Paraíso, Honduras - August 2012
View original language description ↓
La Señora María, se dedica al comercio su actividad principal es la venta cosméticos, ropa interior ropa nueva de catalogo, ella cuenta con 4 años de experiencia en el manejo de su negocio. Ella cuenta con el apoyo de su esposo en los gastos familiares ya que el se dedica a la agricultura. Doña María es una persona muy trabajadora. El crédito lo necesita para comprar cosméticos, ropa interior y ropa nueva, Ella cuenta con la clientela de la zona, a través de su negocio a salido adelante, ya que ha sido una de sus principales fuentes de ingresos, ella se a sabido ganar la clientela porque su manera de atenderlos es muy especial, con el apoyo solicitado del préstamo que reciba Doña María, le contribuirá a tener un mejor negocio, para cubrir los gastos en el hogar y darle una mejor calidad de vida a su familia.
Doña María sueña con tener un negocio mas surtido y poder contar con un local ya que la venta ambulante en la comunidad donde ella vive, ella esta solicitando el apoyo del préstamo de manera grupal con Luís quien se dedica al comercio su actividad principal es la venta de helados (conos y chili guilis) desde hace mas de 9 años el vende de manera ambulante en la zona y Justo, se dedica al comercio, su actividad principal es la venta de abarroteria (pulpería), El cuenta con 2 años de experiencia. Negocio que opera bajo el nombre de pulpería “Lucy”
Danli El Paraíso, Honduras - Agosto 2012

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Gs El Esfuerzo Group's $825 loan helped a member to buy cosmetics, underwear and new clothes for her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Oct 4, 2012
Currency Exchange Loss:
Jun 18, 2013