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María Carmen
María is a very responsible, hard-working person who would like to improve her quality of life and that of her family in order to triumph in life. María lives with her husband and her five children in Riobamba.

María works along with her husband in agriculture. They plant artichokes in large quantities in order to sell them in the markets. Currently due to the poor climate they need to invest in the purchase of fertilizers and fungicides in order to save their harvest. If they don't the production will be damaged and they will have losses. They also need to invest in the purchase of seeds and other products like corn and beans in order to increase their income and to pay the harvesters of the artichokes.

María dreams of exporting her products to various countries and improving the quality of life of her children.
View original language description ↓
María es una persona trabajadora, responsable, que le gustaría mejorar la calidad de vida de su familia y triunfar en la vida. María vive con su esposo y sus cinco hijos en Riobamba.

María con su esposo trabaja en la agricultura, ellos siembran alcachofa en grandes cantidades para poder distribuir en los mercados, actualmente debido al mal clima necesita invertir en la compra de abonos, fungicidas para curar todo el sembrío caso contrario su producción se dañaría y generaría pérdidas. También necesita invertir en la compra de semillas de otros productos como maíz fréjol para incrementar sus ingresos y para pagar a recolectores de alcachofas.

María sueña en exportar su producto a varios países y mejorar la calidad de vida de sus hijos.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Carmen to purchase seeds, fertilizers and fungicides and to pay the harvesters of artichokes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 26, 2012
Currency Exchange Loss:
Sep 6, 2013