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Evelyn Maritza
Evelyn Maritza is 22 years old, unmarried and has no children. She lives with relatives in the city of Guaranda in Bolivar Province.

Evelyn Maritza stocks inventory in a pharmacy. She is requesting a loan to buy furniture, a wardrobe and a chest of drawers. With the help of the loan she will be able to buy what she needs and upgrade her home.

She will make her purchases in the city of Guaranda, in Bolivar Province. Her dream is to buy a solar system one day. In her free time she enjoys cleaning her house and resting.
View original language description ↓
EVELYN MARITZA tiene 22 años de edad es soltera no tiene hijos, vive con unos familiares en la ciudad de Guaranda provincia de Bolívra.

Evelyn Maritza es perchador en una farmacia. Solicita el crédito para comprar muebles, armario, comoda. Con la ayuda del crédito podrá comprar lo necesario y arreglar el domicilio.

Las compras las realizará en la ciudad de Guaranda Provincia de Bolívar. El sueño es poder comprar un solar. En el tiempo libre le gusta arreglar la casa y descansar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Evelyn Maritza to buy furniture, such as a wardrobe and chest of drawers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Sep 27, 2012
Currency Exchange Loss:
Jun 17, 2013