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Alvard lives in Ararat village with her husband and 3 sons. The family runs a farm, where they cultivate tomatoes, peppers, eggplant, watermelon and keep a grape orchard. Alvard would like to buy new poles and stakes for the grape orchard, which will allow her to develop the orchard and grow more grapes there. She also needs sufficient funds for the cultivation of vegetables. In particular, she plans to buy fertilizer, fuel for the harvest transportation and pay for watering the land.

Agricultural income is important for Alvard to sustain her family. She dreams of her sons starting their own families and living a prosperous life. Development of farming will allow Alvard to help her sons and make her dream come true.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 132
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Alvard to pay for fertilizer, poles, stakes, fuel and watering the land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 3, 2012
Currency Exchange Loss:
Oct 17, 2014