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Gohar lives in Burastan village, Ararat region, with her husband and parents-in-law. Together with her family, Gohar runs a farm, where they keep cows and hens, and grow tomatoes, eggplants, peppers, and okra.

Considering high rate and number of diseases for plants, Gohar has to cultivate the land frequently with fertilizer to prevent the vegetables from developing diseases. Gohar has applied for this loan to purchase the necessary fertilizer. She also plans to buy one more cow and develop cattle breeding. This will allow Gohar to gather more milk, and get additional income from selling it.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Gohar to pay for a cow and fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 26, 2012
Currency Exchange Loss:
Oct 17, 2014