Salley is 28 years old and lives in West Point. She is married and has three children between the ages of four and twelve.
She sells coal in her community and has been involved in this business for the past ten years. Since she is the only coal retailer, she makes a profit. With this profit she buys more coal to sell and contributes to her family's expenses.
Salley is requesting a loan to purchase more coal for the business. In the future, she would like to build a house.