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Ms. Munawaris is a passionate woman who works selling cosmetics and ribbons. She works day and night to give her family all the basic necessities of life. Her collection of cosmetics and ribbons is very famous in her town. She offers a variety of ribbons in different colors and designs to her customers and makes enough money to lead a decent life.

She is a loving mother of four kids who are all going to school. She is in charge of providing her family with good food, health and education. She has steadily improved her business by taking loans from the Kashf Foundation. Now she has requested a loan of PKR 30,000 to buy a new stock of cosmetics and ribbons of different colors in various designs. She hopes to have more profits and hence better support for her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 243
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Munawar to buy new stock of cosmetics and ribbons of different colors in various designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 3, 2012
Currency Exchange Loss:
Oct 17, 2013