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Karen is involved in agriculture. He breeds cows and hens and grows fruit trees. Karen earns his main income from the sales of agricultural products in the local markets. In order to gather more milk, Karen has applied for this loan to purchase a cow. He also wants to buy forage to feed the cattle during winter.

Karen lives with his parents and sister. Development of agriculture is absolutely vital for the family to earn additional income, make savings and create better living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 157
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Karen to pay for a cow and forage.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 3, 2012
Currency Exchange Loss:
Oct 17, 2015