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Xuyen's Group
In this Group: Xuyen, Tom, Dung, Thao
Xuyen was born in 1987. She has one child who is little and is learning in kindergarten. Her husband is an exported laborer. Huong cooks traditional foods for a living. She earns 3,500,000 VND a month from this business. Her family’s total earnings are about 7,000,000 VND per month.

She has participated in SEDA's credit program since 2012. In this first loan cycle, she would like to borrow 5,014,000 VND to buy tables, chairs, cooking utensils and cooking ingredients to open a small breakfast food stall in the market to increase her family’s income. Her dream is for her children to go to school until they have a higher education.

Other members who are part of Xuyen's Group include the following:

Tom, 56 years old, has three children. She sells cooked food for a living. She wants to borrow 6,322,000 VND to maintain her food stall in the market.

Dung, who is 46 years old, has two children. She runs a grocery store for a living. She wants to borrow 7,630,000 VND to buy more rice, noodles and canned food for her store.

Thao is 53 years old. She has two children. She raises chickens for a living. She wants to borrow 6,758,000 VND to raise more chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 75
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,850.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Xuyen's Group's $1,250 loan helped a member to buy tables, chairs, cooking utensils and cooking ingredients.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 2, 2012
Currency Exchange Loss:
Sep 17, 2013