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Delia is a widower with four grown children who are settled in marriage and living separately from her.

Delia owns a home-based retail store where she offers different kinds of merchandise within her local community. For the six years she has been running her home-based retail store, she has been able to increase her sales and profits. Gained profits go to her daily needs, allowances for her grandchildren and monthly electric bill. Delia also offers rice, vegetables and charcoal because it is marketable within her local community. Delia is thankful to lenders because her previous loan had a great impact in making her retail store grow.

Delia would like to have continuous growth of her home-based retail store, so she requests a loan of PHP 50,000, allowing her to purchase volumes of merchandise. She knows that through re-stocking her retail store she can continue to obtain greater income, which will enable her to improve her living conditions, help with her grandchildren's education and save for her emergency purposes when she gets weak.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 390
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Delia to purchase merchandise for her retail store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 2, 2012
Currency Exchange Loss:
May 24, 2013