Update on RaisaRaisa works in retail at a market. For the past 17 years, Raisa has been selling men's footwear and clothing at one of the local markets in Melitopol. Thanks to being well experienced and having her own market stall, Raisa has been able to establish a regular clientele and has become successful. Raisa now needs a loan of 10,000 Ukrainian Hryvnia (UAH) to purchase autumn and winter goods to sell at her outlet. Raisa hopes to use the money from Kiva to further develop her business and improve her family's living standard.
Раисе необходимы дополнительные средства в размере 10 000 гривен для того, чтобы приобрести партию осенне-зимнего товара для последующей его реализации на своей точке. За счет полученной от КИВА суммы Раиса надеется далее развивать свой бизнес и улучшать быт семьи.
Previous Loan DetailsRaisa is married and has two adult daughters. She lives in the city of Melitopol and is involved in retail sales of men's shoes and clothing at the train station market number 3. Raisa has been in this business for 12 years. Currently, she has 25 000 hryvnia invested in her merchandise. Her n... More from Raisa's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid