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Obida works as a schoolteacher and receives a low salary. Her wages are not sufficient for her to provide for her 4 young children because her husband is a migrant worker in the Russian Federation. Obida needs new sources of income. To that end, she studied in a course entitled "To Get Ahead" that was organized by the Association of Businesswomen, and for which she earned a certificate.

Obida wants to set up a business in buying and selling cattle, since she has experience in this field. She plans to use the income to provide her children with a good education and nutritional food. Obida is seeking a loan in the amount of 3,000 Tajikistan Somoni to buy cattle so she can establish her business. She is waiting for your kind assistance.
View original language description ↓
Обида работает в школе учительницей и получает маленькую зарплату. Это зарплата не хватает для обеспечения 4 несовершеннолетних детей, так как ее муж трудовой мигрант в Российской Федерации. Обиде нужны новые источники дохода. С такой целью она обучилась в курсе «Добейся успеха» (To get ahead) организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей скота, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 3000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,040,900
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Obida to buy cattle to establish a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Sep 27, 2012
Currency Exchange Loss:
Jun 17, 2013