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Asel is 38 years old. She is raising a 4-year-old daughter. Since 2002 Asel has been selling food and detergents as a primary source of income for her small family. She started this business with 30,000 KGS. Thanks to Asel's hard work, she currently has two points of sale. Her monthly income is around 30,000 KGS. The income from her business lets Asel save up for her daughter's education.
To develop her business further, Asel has applied to Bai Tushum & Partners for a loan of 100,000 KGS to buy a batch of sugar, macaroni, tea, and detergents. Asel plans to invest the income from the loan into growing her business by buying a container.
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Асель 38 лет, воспитывает 4-летнюю дочку. Асель в качестве основного дохода для ее маленькой семьи, с 2002 года занимается торговлей продуктами питания и мыломоющими средствами, начав этот бизнес с суммы 30,000 сом. Благодаря упорному труду Асель, на сегодняшний день у нее имеется 2 торговых места, ежемесячный доход составляет около 30,000 сом. Доходы от бизнеса позволяют Асель откладывать сумму на хорошее обучение дочери.
В целях дальнейшего развития своего бизнеса, Асель обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп партии сахара, макарон, чая и порошков. Доходы от кредита Асель планирует вложить в дальнейшее увеличение своего бизнеса посредством покупки контейнера.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 39
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Asel to purchase sugar, macaroni, tea, and detergents for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 25, 2012
Currency Exchange Loss:
Apr 17, 2013