A loan of $1,000 helped to buy perfume, cream, cosmetics, etc.


Lirisia Monserrate's story

Los Tamarindos Communal Bank meets every two weeks in the beautiful city of Portoviejo, the capital of Manabí, known as the City of the Valley, a city of warm climate, pretty women, and great variety in its cuisine.

Lirisia, 45, is married but hasn't been able to have a baby yet. Her husband is a teacher. She's determined and likes to work, with the goal of helping her husband with the household expenses. She's a teacher and works in a kindergarten in the morning and a school in the town in the afternoon.

She also works in business selling Yanbal products (beauty products, cosmetics, perfume, and women's accessories). She sells door-to-door at night when she can, and also in her workplace. She leaves the products on credit and collects weekly. She has been doing this work for more than 14 years and it's going very well for her. What she sells most are perfumes and cosmetics because they say they're very good.

This loan is to buy perfume, cream, cosmetics, and other products. She has been with the community bank for more than 15 years and she likes it because the payments are easy to make.

Her dream is to have a baby one day.

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Translated from Spanish by Kiva volunteer Catharine Wall


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Loan details