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Lizbeth Yessenia
Lizbeth, 21 years old, is single and lives in Ica with her parents and siblings. She is a pleasant, entrepreneurial and enthusiastic young woman with a great desire to succeed, and thanks to her own efforts and her parents' support, she is currently studying Business Administration. In her spare time she likes to continue working and sometimes she cooks a fantastic Chicken Rice to share with her family. After much hard work and dedication, and her mother's support, Lizbeth started her small business selling and hiring dresses. She rents a small shop to run her dress business and she works every day from very early in the morning for approximately 8 hours. She believes that her business is doing well because it is in a very central location and her dresses are fashionable.
Lizbeth is very grateful to the Kiva lenders as the help that they offer will enable her to buy this season's shoes and dresses to keep her shop well-stocked. Consequently, she hopes to increase her sales and her income, which will go towards hiring a bigger shop in the future. Eventually, she hopes to achieve her greatest dream of completing her studies to become a professional business-person and have her own home.
View original language description ↓
Lizbeth es una joven de 21 años, es soltera, vive en la ciudad de Ica con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Lizbeth se encuentra estudiando la carrera de Administración de Empresas, en sus ratos libres le gusta seguir trabajando y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Con mucho empeño, dedicación y gracias al apoyo de su madres, Lizbeth puso en marcha su pequeño negocio de venta y alquiler de vestidos, ella cuenta con un pequeño local que arrienda para realizar sus ventas, todos los días desde tempranas horas de la mañana inicia su labor, ella puede trabajar un aproximado de 8 horas y cree que le va bien porque su negocio queda en un lugar céntrico y porque sus vestidos son novedosos de acuerdo a la temporada.
Lizbeth se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de vestidos y zapatos de la temporada ; de esta manera Lizbeth tendrá su negocio mejor abastecido, así ella espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para que en un futuro no muy lejano pueda alquilar un local más grande para sus ventas y con ellos desea lograr su gran sueño de culminar sus estudios para convertirse en una buena profesional y tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 108
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lizbeth Yessenia to buy fashionable dresses and shoes to sell.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Sep 26, 2012
Currency Exchange Loss:
Sep 17, 2013