She earns income at present selling Broasted chickens; she works more than 8 hours daily with her husband since they must cover their family’s food, education and basic utility expenses.
She needs the loan to buy stucco, tile and paint to redo her kitchen because she wants to make her products more comfortably. Silvia’s dream is to expand her business so that she can earn higher income and improve her quality of life. This is her second loan request to IMPRO and first to KIVA.
Actualmente percibe ingresos de la venta de pollo a la broaster trabajando por más de ocho horas al día junto a su esposo ya que deben cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia
El crédito lo requiere para la compra de estuco, azulejos y pintura para la refacción de su cocina ya que desea tener más comodidad para la elaboración de sus productos.
El sueño de Silvia, es ampliar su negocio para percibir mayores ingresos y mejorar su calidad de vida.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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