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Rozeena's Group
In this Group: Rozeena, Azra*, Azra, Farah, Sajida, Ghazala, Rukhsana
* not pictured
Rozeena is a 22-year-old hard-working house wife. She is living in Punjab, Pakistan with her husband and son. Her husband is also doing a job in rescue 1122 and running his own mobile phone shop as well. This shows that he is really a hard-working person. He is the only person earning in the family.

Rozeena, as a member of a seven-person lending group, has requested a loan from Kiva partner BRAC Pakistan to help her husband to purchase accessories for the mobile phone shop like mobile casings, chargers, easy load, keypads and memory cards. And she wants to renovate her house as well.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 367
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rozeena's Group's $1,600 loan helped a member to purchase accessories for her husband's mobile phone shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 22, 2012
Oct 11, 2012
Currency Exchange Loss:
Aug 17, 2013