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Syinat is 52 years old and a mother of three children. To provide the primary source of income, she has been involved in animal husbandry since 1988, having started this business with a sum of 7,000 som, spent on buying a calf. Thanks to Syinat's hard work, today her business contains one dairy cow, one calf and ten sheep, and the monthly income amounts to about 5,000 som. The earnings from the business allow her to pay for her daughter's education. In order to further develop her business, Syinat requested a loan in the amount of 130,000 som (KGS) from the "Bai-Tushum and Partners" company to buy four heifers. She plans to invest the earnings from the loan into further increasing domestic livestock quantities and making major repairs to her house next year.
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Сыйнат 52 года, мать 3 детей. Сыйнат в качестве основного дохода с 1988 года занимается животноводством, начав этот бизнес с суммы 7,000 сом, потраченной на покупку теленка. Благодаря упорному труду Сыйнат в ее хозяйстве на сегодняшний день имеется 1 дойная корова, 1 теленок,10 овец, ежемесячный доход составляет около 5,000 сом. Доходы от бизнеса позволяют Сыйнат оплачивать обучение дочери.
В целях дальнейшего развития своего бизнеса, Сыйнат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку 4 голов нетелей. Доходы от кредита Сыйнат планирует вложить в дальнейшее увеличение количества домашней скотины, а на следующий год сделать капитальный ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Syinat to buy four heifers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 25, 2012
Currency Exchange Loss:
Oct 17, 2014