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Ademar is a farmer who is married and the father of 8 children. He lives in the city of Puntarernas, Costa Rica. Ademar cultivates coffee trees and after gathering the harvest, he sells the beans in his community's collection centers.

Ademar needs to augment coffee production. That's why he is borrowing 600,000 colons, to buy small coffee plants and inputs so that he can maintain his plantings.

Each member of his numerous family collaborates in the entire process, from sowing to harvesting. Family expenses are very large, and as a result, all the members devote all their efforts to helping their father in this activity. Each year, Ademar sows new plants so that his coffee grove will be renewed. He feels he has found a grand opportunity for growth and a means of obtaining accessible credit for persons like him who need this type of financial aid.
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Ademar,es un agricultor, casado, padre de 8 hijos, vive en la ciudad de Puntarenas, Costa Rica, se dedica a la siembra de café, cuando recoge la cosecha la vende en los centros de acopio de su comunidad . Ademar necesita aumentar la producción de café para ello solicita seiscientos mil colones (¢600.000) para comprar almácigo de café (plantas pequeñas) e insumos para darle mantenimiento a su siembra . Su numerosa familia colabora en todo el proceso desde la siembra hasta la recolección, los gastos familiares son muy grandes, por lo que cada uno pone todo su esfuerzo para ayudar a su padre en esta actividad, cada año don Ademar siembra nuevas plantas para que su cafetal se valla renovando . Dice haber encontrado una gran oportunidad de crecimiento y un medio de obtener crédito accesible a personas que como él necesitan este tipo de ayuda financiera.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,722,350
    Funds lent in using Kiva
  • 492.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Ademar buy small coffee plants and agricultural inputs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Sep 26, 2012
Currency Exchange Loss:
Nov 17, 2013