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Delgerdalai is 46 years old and lives with her husband and her parents in Ulaanbaatar, Mongolia. Her children live separately. She is a teacher. She has been teaching at the high school for 23 years in a local town. Her husband Enhbayar works at a local company as a treasurer.

She has wanted to improve her living circumstances for past two years. She built her house five years ago. Now she is requesting a loan of MNT 5,000,000 to buy building materials, vacuum windows, and low pressure heating equipment. She will change the windows and heating system. She is a calm and humble person.

Additional Information

More information about this loan

This loan is part of XacBank's green loan program, giving Mongolian farmers the support they need to grow and process organic fruits and vegetables despite harsh conditions and short growing seasons. These loans are used to obtain critical resources, like greenhouse space to shield crops from the cold, and training for traditionally nomadic entrepreneurs who lack agricultural experience. XacBank's green loan program also helps clients to improve their heating and ventilation systems, reducing pollution and health problems caused by burning fuel.

About XacBank

This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.

About Mongolia

  • $5,900
    Average annual income
  • 0
    View loans »
    Mongolia Loans Fundraising
  • $15,491,375
    Funds lent in using Kiva
  • 1,395.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,600 helped Delgerdalai to buy building materials, vacuum windows, and low pressure heating equipment.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 29, 2012
Currency Exchange Loss:
Sep 17, 2014