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Phon's Group
In this Group: Phon, Saly, Tred, Kuo
Phon, aged 47 and married, is a rural citizen from Kro Lanh district, Siem Reap Province. She has managed the basic daily needs of her household by farming rice and raising pigs. To earn extra income, her husband also buys cows for resale and provides a motor taxi service in the area.

Phon, in a group with four members, is a second-time borrower. One of her co-members is also a second-time borrower and the remaining two are first-time borrowers. The past loan, which Phon has completely paid back, has helped her to sustain her household gradually. As a group leader, she is going to use her portion to buy fertilizers for her farmland and to buy more pigs for raising. She expects to get a good retun so she can improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phon's Group's $975 loan helped a member to buy fertilizers for her farmland and to buy more pigs for raising.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Oct 2, 2012
Currency Exchange Loss:
Sep 17, 2013