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Saam's Group
In this Group: Saam, Kong, Pok
SaAm is originally from the Ratanak Mondul district of Cambodia. She has three children, two of whom are dependent on her and too young to attend school.

To sustain her household, she grows pigs at home and her husband does rice-cropping on one hectare of farmland. She has been in this business for six years and she is able to earn about 13,000 KHR per day.

There are three members in SaAm's group. She is in the fifth loan cycle while the other two co-members are newly joined clients with Kiva's partner (VisionFund). She has managed her past fours loans wisely in order to improve her living conditions.

For this cycle, she wants to expand her pig-raising business. She leads this group to request a new loan. For her loan portion, she is going to buy more piglets and feed and build a pigpen. She hopes to raise her pig healthily so as to sell it for a high price in order to keep supporting her family, especially her children.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saam's Group's $800 loan helped a member to buy more piglets and feed and to build a pigpen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Oct 2, 2012
Currency Exchange Loss:
Sep 17, 2013