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Poy's Group
In this Group: Poy, Nary
Poy, 40 years old and a rural farmer, lives in the Ratanak Mondul district of Battambang province (Cambodia). She is married with two children who are dependent on her and help with the family business. She has grown corn on a 4-hectare area of farmland for 11 years to support the family. From the current business, she is able to earn about 15,000 KHR per day and 10,000 KHR each day after deducting daily expenses. Drought is the main challenge for her paddy field.

Poy has been with VisionFund for one loan cycle and completely paid back the past loan while the other member is just with VisionFund for this loan cycle. She has wisely used the first loan to better support her family with sufficient food. Now leading her group of two to ask for a loan, Poy, who is the leader, will use her portion to buy pesticides and seeds for her plantation and use a portion of it to spend on labor fees. She hopes this loan will enable her to grow her corn more fruitfully and healthfully so as to keep her lifestyle in a good condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Poy's Group's $550 loan helped a member to buy pesticides and seeds for her plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Oct 2, 2012
Currency Exchange Loss:
Mar 15, 2013