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As a married parent of 2 young children, Fatiko, a 24-year-old, works very hard to support her family, who currently stand below the poverty level. She plants veggies and crops in her garden and sells cow milk to locals; this income she makes from dairy is the only one for her family. Fatiko is borrowing 50,000 LEK through VisionFund Albania to buy another milk cow to increase the milk production, since she has a clientele already.

With the previous loan from the same institution, she purchased the cows she has at the moment. This loan has been repaid.

Fatiko has been sustaining her business activities through the past six years and has been content with the activity and income. She hopes that her hard work and income will help her attain her dream to improve their living conditions.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 107.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Fatiko to buy one more milk cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 2, 2012
Currency Exchange Loss:
Aug 17, 2013