A loan of $400 helped to buy rice, sugar, bread, eggs, milk and other items.


Lucia's story

Lucía is 34 years old. He is a hard worker, dynamic and friendly. She is living with Zenón, who is the father of her five children ages 15, 13, 9, 7 and 4. She lives with them in her own house, which she obtained years ago through effort and hard work.

Lucía makes a living selling groceries. She has a small store set up in her home where she sells basic products that are known for their quality and low prices. Among the items that she offers are rice, eggs, bread, milk, cooking oil and some sausages. She started this business about eight years ago and it is doing well thanks to the good clientele that she has built over the years. For the most part, she requires cash only, but she sometimes offers credit to those whom she trusts. She sometimes gets help from her partner, who helps her with cutomers and with the transport of merchandise, which she brings in weekly.

What she likes about her job is that she generates her own income, which allows her to pay for household necessities and helps her partner with the distribution and management of basic expenses. What she doesn't like is that she has to attend to the business all day, which has caused her to give up family gatherings and outings. However, she now always finds the necessary time to be with her family and has learned to balance her business with her home life.

This is loan number 4 with MFP. She is very happy to know that she has financial support that offers her the guarantee that she can continue working without worries. For her part, she is committed to continue being a member who pays her loans off on time, just has she did with previous loans. She also feels comfortable being a member of her communal bank, since all its members are very responsible and have solidarity among them. She will invest the loan of 1000 nuevos soles in the purchase of more staple products such as rice, sugar, bread, eggs, milk, and other items.

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Translated from Spanish by Kiva volunteer Emily Wong


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